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What is Credit Counseling?

How Credit Counseling Works

Affiliated with:
Association of Independent Consumer Credit Counselling Agencies
National Foundation for Credit Counselling
CreditTalk.com

MasterCard RPPS, the undisputed leader in electronic credit counseling payments, offers a single point of connectivity to approximately 95 percent of electronic bill payment and presentment industry service providers, including:

  • Automatic editing of customer account information according to biller requirements
  • Routing, file, and account number editing, accounting, settlement, and reconciliation functions are typically completed within 24 hours
  • Sophisticated check-digit routine to improve integrity of the data and reduce payment inquires
  • Options between Fair Share Contribution (FSC) on either a net or gross basis
  • Established risk management procedures promote a secure environment
  • Dedicated customer support representatives deliver the timely, dependable assistance you need
MasterCard RPPS continues to enhance its industry offering on an ongoing basis. For example:

Ongoing enhancements

  • Fair share edits enable billers to gain greater control over their fair share billing, and reduce exception processing for agencies
  • Electronic full budget disclosures automate the delivery and processing of these items, now required by many creditors
  • Automated payment research offers issue resolution in just seconds

Long experience and visionary innovations like these make MasterCard RPPS the obvious choice for your credit counseling transaction needs.


Sign up for MasterCard RPPS or contact us for more information.

May 30, 2008—7:00 AM
Spring 2008 RPPS 360 Newsletter ...
Highlights the latest news on our Electronic Exceptions Service and our new Electronic Payments Maximizer.
May 30, 2008—7:00 AM
MasterCard RPPS Delivers Custom ...
Agencies, Creditors, and Consumers to Benefit from State-of-the-Art Tool
Sep 12, 2007—7:00 AM
MasterCard RPPS Celebrates 20 Years ...
Latest Innovations Lead the Industry into a New Era
Aug 26, 2007—7:00 AM
Summer 2007 Newsletter Now Available!
Highlights the latest news on our portfolio account conversion service and same-day payment service


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