RPPS UpdateMasterCard Logo
RPPS TaglineSpring 2003 Edition


From Where I Sit
MasterCard RPPS Delivers

Spotlight On
Princeton eCom

Spotlight On
CCCS of Greater Atlanta
NEWS REPORT
MasterCard RPPS Continues to Add Value with Wide Variety of Service Enhancements
NEWS REPORT
First Meeting of RPPS Credit Counseling Advisory Group Addresses Electronic DMPs
NEXT STEPS
MasterCard RPPS Appeals Directly to Billers in New Biller Awareness Campaign


Research Uncovers Surprising Insights on Consumer Adoption Issues
Image-Research ConsumerLate in 2002, MasterCard RPPS® conducted a new study on consumer attitudes about online bill payment and bill presentment to better understand what drives adoption of these services among today's consumers—and what barriers might be holding back potential users. "It was a very valuable exercise in consumer research," said Cathleen Conforti, MasterCard RPPS. "While the study confirmed many things confirmed many things we had anticipated, it also revealed some surprising information. We know there are consumers out there who don't know what online bill payment is. What we didn't know—and what our study revealed—is that there are many consumers who think they know what online bill payment is, but really don't. When asked to define it, they confuse it with multiple bill payment methods.

"We think the research will open the industry's eyes to new possibilities for attracting customers," said Conforti. "In fact, it's already put a new consumer awareness initiative in gear here at MasterCard RPPS® to help financial institutions take advantage of the new information."

Getting consumer input
The research was based on input from focus groups meeting in Paramus, New Jersey; Atlanta, Georgia; and Chicago, Illinois. In each market, one group was composed of current online bill payers who accessed the service through their bank's website. The other group included non-online bill payers who are aware that they can pay their bills online.


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